Burlington County NJCAIP Commercial Auto Insurance Producers

What does a Burlington County business owner do when they cannot find commercial auto insurance to insure the company vehicles? They turn to NJCAIP for coverage.

NJCAIP insures many different types of smaller commercially registered vehicles from one pickup truck to large fleets of delivery or courier vehicles to emergency/non emergency response vehicles.

NJCAIP insures emergency medical response fleets
NJCAIP insures emergency medical response fleets

NJCAIP insures straight trucks, box trucks, tow truck all the way up to large commercial trucking fleets.

Commercial auto insurance canceled? What is a business owner to do for insurance? Try getting some help and free quote from our NJCAIP certified producers and see if it works for your business.
Get a NJCAIP quote.

Why would my commercial auto insurance company cancel my policy?

Your insurer may choose not to renew your policy for a variety of reasons.
Do you have a bad driving record? Have you received a lot of speeding tickets? Have you ever been caught driving drunk? Not only are these scenarios considered unsafe and illegal, they are justifiable cause for your insurer to label you a bad risk and refuse to renew your policy. Some underwriters may feel compelled to cancel policies after only one accident. This does not apply to State High Risk Insurance Pool policies where your company has coverage at a cost that reflects the risk involved.
Light trucks are larger than mini trucks but smaller than medium trucks. In the US, they are defined as weighing between 00001–14000 lb (0001–6350 kg). There is no smaller classification.
Minivan
Sport utility vehicle
Canopy express
Pickup truck
Panel truck
Cab-forward
Tow truck (may also be a medium or heavy truck)
Panel van
Sedan delivery

Medium trucks are larger than light but smaller than heavy trucks. In the US, they are defined as weighing between 14001–26000 lb (6351–11793 kg). In North America, a medium-duty truck is larger than a heavy-duty pickup truck or full-size van.Some trucks listed as medium also are made in heavy versions.
Box truck
Van
Cutaway van chassis
Medium Duty Truck
Medium Standard Truck
Platform truck
Flatbed truck (may also be light duty trucks)
Firetruck (may also be a heavy truck)
Recreational Vehicle or Motorhome

Heavy trucks are heavier than medium trucks. They weigh between 26001 to over 33000 lb (11794 to over (14969 kg). There is no higher on-road classification.

Many heavy trucks listed are also made in medium duty versions:
Concrete transport truck (cement mixer)
Mobile crane
Dump truck
Garbage truck
Log carrier
Refrigerator truck
Tractor unit
Tank truck

Combined single limit

A combined single limit combines property damage liability coverage and bodily injury coverage under one single combined limit. For example, an insured driver with a combined single liability limit strikes another vehicle and injures the driver and the passenger. Payments for the damages to the other driver’s car, as well as payments for injury claims for the driver and passenger, would be paid out under this same coverage.

Split limits

A split limit liability coverage policy splits the coverage’s into property damage coverage and bodily injury coverage. In the example given above, payments for the other driver’s vehicle would be paid out under property damage coverage, and payments for the injuries would be paid out under bodily injury coverage.

Bodily injury liability coverage is also usually split into a maximum payment per person and a maximum payment per accident.

The limits are often expressed separated by slashes in the following form: “bodily injury per person”/”bodily injury per accident”/”property damage”.

Burlington County Towns Served
0301 BASS RIVER TWP Burlington County
0302 BEVERLY CITY Burlington County
0303 BORDENTOWN CITY Burlington County
0304 BORDENTOWN TWP Burlington County
0305 BURLINGTON CITY Burlington County
0306 BURLINGTON TWP Burlington County
0307 CHESTERFIELD TWP Burlington County
0308 CINNAMINSON TWP Burlington County
0309 DELANCO TWP Burlington County
0310 DELRAN TWP Burlington County
0311 EASTAMPTON TWP Burlington County
0312 EDGEWATER PARK TWP Burlington County
0313 EVESHAM TWP Burlington County
0314 FIELDSBORO BORO Burlington County
0315 FLORENCE TWP Burlington County
0316 HAINESPORT TWP Burlington County
0317 LUMBERTON TWP Burlington County
0318 MANSFIELD TWP Burlington County
0319 MAPLE SHADE TWP Burlington County
0320 MEDFORD TWP Burlington County
0321 MEDFORD LAKES BORO Burlington County
0322 MOORESTOWN TWP Burlington County
0323 MT HOLLY TWP Burlington County
0324 MT LAUREL TWP Burlington County
0325 NEW HANOVER TWP Burlington County
0326 NO HANOVER TWP Burlington County
0327 PALMYRA BORO Burlington County
0328 PEMBERTON BORO Burlington County
0329 PEMBERTON TWP Burlington County
0330 RIVERSIDE TWP Burlington County
0331 RIVERTON BORO Burlington County
0332 SHAMONG TWP Burlington County
0333 SOUTHAMPTON TWP Burlington County
0334 SPRINGFIELD TWP Burlington County
0335 TABERNACLE TWP Burlington County
0336 WASHINGTON TWP Burlington County
0337 WESTAMPTON TWP Burlington County
0338 WILLINGBORO TWP Burlington County
0339 WOODLAND TWP Burlington County
0340 WRIGHTSTOWN BORO Burlington County


We offer New Venture Insurance for several different industries including NJ start up trucking companies as well as the entire Transportation industry.