Hunterdon County NJCAIP Commercial Auto Insurance Producers

What does a Hunterdon County business owner do when they cannot find commercial auto insurance to insure the company vehicles? They turn to NJCAIP for coverage.

NJCAIP insures many different types of smaller commercially registered vehicles from one pickup truck to large fleets of delivery or courier vehicles to emergency/non emergency response vehicles.

NJCAIP insures emergency medical response fleets
NJCAIP insures Hunterdon County emergency medical response fleets

NJCAIP insures straight trucks, box trucks, tow truck all the way up to large commercial trucking fleets.

Commercial auto insurance canceled? What is a business owner to do for insurance? Try getting some help and free quote form our NJCAIP certified producers and see if it works for your business.
Get a NJCAIP quote.

Why would my commercial auto insurance company cancel my policy?

Your insurer may choose not to renew your policy for a variety of reasons.
Do you have a bad driving record? Have you received a lot of speeding tickets? Have you ever been caught driving drunk? Not only are these scenarios considered unsafe and illegal, they are justifiable cause for your insurer to label you a bad risk and refuse to renew your policy. Some underwriters may feel compelled to cancel policies after only one accident. This does not apply to State High Risk Insurance Pool policies where your company has coverage at a cost that reflects the risk involved.
Light trucks are larger than mini trucks but smaller than medium trucks. In the US, they are defined as weighing between 00001–14000 lb (0001–6350 kg). There is no smaller classification.
Sport utility vehicle
Canopy express
Pickup truck
Panel truck
Tow truck (may also be a medium or heavy truck)
Panel van
Sedan delivery

Medium trucks are larger than light but smaller than heavy trucks. In the US, they are defined as weighing between 14001–26000 lb (6351–11793 kg). In North America, a medium-duty truck is larger than a heavy-duty pickup truck or full-size van.Some trucks listed as medium also are made in heavy versions.
Box truck
Cutaway van chassis
Medium Duty Truck
Medium Standard Truck
Platform truck
Flatbed truck (may also be light duty trucks)
Firetruck (may also be a heavy truck)
Recreational Vehicle or Motorhome

Heavy trucks are heavier than medium trucks. They weigh between 26001 to over 33000 lb (11794 to over (14969 kg). There is no higher on-road classification.

Many heavy trucks listed are also made in medium duty versions:
Concrete transport truck (cement mixer)
Mobile crane
Dump truck
Garbage truck
Log carrier
Refrigerator truck
Tractor unit
Tank truck

Combined single limit

A combined single limit combines property damage liability coverage and bodily injury coverage under one single combined limit. For example, an insured driver with a combined single liability limit strikes another vehicle and injures the driver and the passenger. Payments for the damages to the other driver’s car, as well as payments for injury claims for the driver and passenger, would be paid out under this same coverage.

Split limits

A split limit liability coverage policy splits the coverage’s into property damage coverage and bodily injury coverage. In the example given above, payments for the other driver’s vehicle would be paid out under property damage coverage, and payments for the injuries would be paid out under bodily injury coverage.

Bodily injury liability coverage is also usually split into a maximum payment per person and a maximum payment per accident.

The limits are often expressed separated by slashes in the following form: “bodily injury per person”/”bodily injury per accident”/”property damage”.

Hunterdon County Towns Served

1001 ALEXANDRIA TWP Hunterdon County
1002 BETHLEHEM TWP Hunterdon County
1003 BLOOMSBURY BORO Hunterdon County
1004 CALIFON BORO Hunterdon County
1005 CLINTON TOWN Hunterdon County
1006 CLINTON TWP Hunterdon County
1007 DELAWARE TWP Hunterdon County
1008 EAST AMWELL TWP Hunterdon County
1009 FLEMINGTON BORO Hunterdon County
1010 FRANKLIN TWP Hunterdon County
1011 FRENCHTOWN BORO Hunterdon County
1012 GLEN GARDNER BORO Hunterdon County
1013 HAMPTON BORO Hunterdon County
1014 HIGH BRIDGE BORO Hunterdon County
1015 HOLLAND TWP Hunterdon County
1016 KINGWOOD TWP Hunterdon County
1017 LAMBERTVILLE CITY Hunterdon County
1018 LEBANON BORO Hunterdon County
1019 LEBANON TWP Hunterdon County
1020 MILFORD BORO Hunterdon County
1021 RARITAN TWP Hunterdon County
1022 READINGTON TWP Hunterdon County
1023 STOCKTON BORO Hunterdon County
1024 TEWKSBURY TWP Hunterdon County
1025 UNION TWP Hunterdon County
1026 WEST AMWELL TWP Hunterdon County

We offer Hunterdon County New Venture Insurance for several different industries including start up trucking companies as well as the entire Transportation industry.