Monmouth County NJCAIP Commercial Auto Insurance Producers

What does a Monmouth County business owner do when they cannot find commercial auto insurance to insure the company vehicles? They turn to NJCAIP for coverage.

NJCAIP insures many different types of smaller commercially registered vehicles from one pickup truck to large fleets of delivery or courier vehicles to emergency/non emergency response vehicles.

NJCAIP insures emergency medical response fleets
NJCAIP insures Monmouth County emergency medical response fleets

NJCAIP Commercial auto insurance plans for personal vehicle types from 1 vehicle to large fleets in Monmouth County NJ.
NJCAIP insures personal vehicle types with commercial auto insurance.

NJCAIP insures straight trucks, box trucks, tow truck all the way up to large commercial trucking fleets.

NJCAIP insures big rig trucks from 1 to 1,000 in Monmouth County NJ. NJ Fleet Insurance available.
NJCAIP Producers help compare big rig truck insurance programs and rates, get started.
Commercial auto insurance canceled? What is a business owner to do for insurance? Try getting some help and free quote form our NJCAIP certified producers and see if it works for your business.
Get a NJCAIP quote.

Why would my commercial auto insurance company cancel my policy?

Your insurer may choose not to renew your policy for a variety of reasons.
Do you have a bad driving record? Have you received a lot of speeding tickets? Have you ever been caught driving drunk? Not only are these scenarios considered unsafe and illegal, they are justifiable cause for your insurer to label you a bad risk and refuse to renew your policy. Some underwriters may feel compelled to cancel policies after only one accident. This does not apply to State High Risk Insurance Pool policies where your company has coverage at a cost that reflects the risk involved.
Light trucks are larger than mini trucks but smaller than medium trucks. In the US, they are defined as weighing between 00001–14000 lb (0001–6350 kg). There is no smaller classification.
Minivan
Sport utility vehicle
Canopy express
Pickup truck
Panel truck
Cab-forward
Tow truck (may also be a medium or heavy truck)
Panel van
Sedan delivery

Medium trucks are larger than light but smaller than heavy trucks. In the US, they are defined as weighing between 14001–26000 lb (6351–11793 kg). In North America, a medium-duty truck is larger than a heavy-duty pickup truck or full-size van.Some trucks listed as medium also are made in heavy versions.
Box truck
Van
Cutaway van chassis
Medium Duty Truck
Medium Standard Truck
Platform truck
Flatbed truck (may also be light duty trucks)
Firetruck (may also be a heavy truck)
Recreational Vehicle or Motorhome

Heavy trucks are heavier than medium trucks. They weigh between 26001 to over 33000 lb (11794 to over (14969 kg). There is no higher on-road classification.

Many heavy trucks listed are also made in medium duty versions:
Concrete transport truck (cement mixer)
Mobile crane
Dump truck
Garbage truck
Log carrier
Refrigerator truck
Tractor unit
Tank truck

Combined single limit

A combined single limit combines property damage liability coverage and bodily injury coverage under one single combined limit. For example, an insured driver with a combined single liability limit strikes another vehicle and injures the driver and the passenger. Payments for the damages to the other driver’s car, as well as payments for injury claims for the driver and passenger, would be paid out under this same coverage.

Split limits

A split limit liability coverage policy splits the coverage’s into property damage coverage and bodily injury coverage. In the example given above, payments for the other driver’s vehicle would be paid out under property damage coverage, and payments for the injuries would be paid out under bodily injury coverage.

Bodily injury liability coverage is also usually split into a maximum payment per person and a maximum payment per accident.

The limits are often expressed separated by slashes in the following form: “bodily injury per person”/”bodily injury per accident”/”property damage”.

Monmouth County Towns Served
1301 ABERDEEN TWP Monmouth County
1302 ALLENHURST BORO Monmouth County
1303 ALLENTOWN BORO Monmouth County
1304 ASBURY PARK CITY Monmouth County
1305 ATLANTIC HIGHLANDS BORO Monmouth County
1306 AVON BY THE SEA BORO Monmouth County
1307 BELMAR BORO Monmouth County
1308 BRADLEY BEACH BORO Monmouth County
1309 BRIELLE BORO Monmouth County
1310 COLTS NECK TOWNSHIP Monmouth County
1311 DEAL BORO Monmouth County
1312 EATONTOWN BORO Monmouth County
1313 ENGLISHTOWN BORO Monmouth County
1314 FAIR HAVEN BORO Monmouth County
1315 FARMINGDALE BORO Monmouth County
1316 FREEHOLD BORO Monmouth County
1317 FREEHOLD TWP Monmouth County
1318 HAZLET TWP Monmouth County
1319 HIGHLANDS BORO Monmouth County
1320 HOLMDEL TWP Monmouth County
1321 HOWELL TWP Monmouth County
1322 INTERLAKEN BORO Monmouth County
1323 KEANSBURG BORO Monmouth County
1324 KEYPORT BORO Monmouth County
1325 LITTLE SILVER BORO Monmouth County
1326 LOCH ARBOUR VILLAGE Monmouth County
1327 LONG BRANCH CITY Monmouth County
1328 MANALAPAN TWP Monmouth County
1329 MANASQUAN BORO Monmouth County
1330 MARLBORO TWP Monmouth County
1331 MATAWAN BORO Monmouth County
1332 MIDDLETOWN TWP Monmouth County
1333 MILLSTONE TWP Monmouth County
1334 MONMOUTH BEACH BORO Monmouth County
1335 NEPTUNE TWP Monmouth County
1336 NEPTUNE CITY BORO Monmouth County
1337 OCEAN TWP Monmouth County
1338 OCEANPORT BORO Monmouth County
1339 RED BANK BORO Monmouth County
1340 ROOSEVELT BORO Monmouth County
1341 RUMSON BORO Monmouth County
1342 SEA BRIGHT BORO Monmouth County
1343 SEA GIRT BORO Monmouth County
1344 SHREWSBURY BORO Monmouth County
1345 SHREWSBURY TWP Monmouth County
1346 LAKE COMO BORO Monmouth County
1347 SPRING LAKE BORO Monmouth County
1348 SPRING LAKE HEIGHTS BOR Monmouth County
1349 TINTON FALLS BORO Monmouth County
1350 UNION BEACH BORO Monmouth County
1351 UPPER FREEHOLD TWP Monmouth County
1352 WALL TWP Monmouth County
1353 WEST LONG BRANCH BORO Monmouth County