Morris County NJCAIP Commercial Auto Insurance Producers

What does a Morris County business owner do when they cannot find commercial auto insurance to insure the company vehicles? They turn to NJCAIP for coverage.

NJCAIP insures many different types of smaller commercially registered vehicles from one pickup truck to large fleets of delivery or courier vehicles to emergency/non emergency response vehicles.

NJCAIP insures emergency medical response fleets (856) 863-5654.
NJCAIP insures Morris County emergency medical response fleets

NJCAIP Commercial auto insurance plans for personal vehicle types from 1 vehicle to large fleets in Morris County NJ.
NJCAIP insures personal vehicle types with commercial auto insurance.

NJCAIP insures straight trucks, box trucks, tow truck all the way up to large commercial trucking fleets.

NJCAIP insures big rig trucks from 1 to 40 in Morris County NJ. NJ Fleet Insurance available.
NJCAIP Producers help compare big rig truck insurance programs and rates, get started.
Commercial auto insurance canceled? What is a business owner to do for insurance? Try getting some help and free quote from our NJCAIP certified producers and see if it works for your business.
Get a NJCAIP quote.

Why would my commercial auto insurance company cancel my policy?

Your insurer may choose not to renew your policy for a variety of reasons.
Do you have a bad driving record? Have you received a lot of speeding tickets? Have you ever been caught driving drunk? Not only are these scenarios considered unsafe and illegal, they are justifiable cause for your insurer to label you a bad risk and refuse to renew your policy. Some underwriters may feel compelled to cancel policies after only one accident. This does not apply to State High Risk Insurance Pool policies where your company has coverage at a cost that reflects the risk involved.
Light trucks are larger than mini trucks but smaller than medium trucks. In the US, they are defined as weighing between 00001–14000 lb (0001–6350 kg). There is no smaller classification.
Sport utility vehicle
Canopy express
Pickup truck
Panel truck
Tow truck (may also be a medium or heavy truck)
Panel van
Sedan delivery

Medium trucks are larger than light but smaller than heavy trucks. In the US, they are defined as weighing between 14001–26000 lb (6351–11793 kg). In North America, a medium-duty truck is larger than a heavy-duty pickup truck or full-size van.Some trucks listed as medium also are made in heavy versions.
Box truck
Cutaway van chassis
Medium Duty Truck
Medium Standard Truck
Platform truck
Flatbed truck (may also be light duty trucks)
Firetruck (may also be a heavy truck)
Recreational Vehicle or Motorhome

Heavy trucks are heavier than medium trucks. They weigh between 26001 to over 33000 lb (11794 to over (14969 kg). There is no higher on-road classification.

Many heavy trucks listed are also made in medium duty versions:
Concrete transport truck (cement mixer)
Mobile crane
Dump truck
Garbage truck
Log carrier
Refrigerator truck
Tractor unit
Tank truck

Combined single limit

A combined single limit combines property damage liability coverage and bodily injury coverage under one single combined limit. For example, an insured driver with a combined single liability limit strikes another vehicle and injures the driver and the passenger. Payments for the damages to the other driver’s car, as well as payments for injury claims for the driver and passenger, would be paid out under this same coverage.

Split limits

A split limit liability coverage policy splits the coverage’s into property damage coverage and bodily injury coverage. In the example given above, payments for the other driver’s vehicle would be paid out under property damage coverage, and payments for the injuries would be paid out under bodily injury coverage.

Bodily injury liability coverage is also usually split into a maximum payment per person and a maximum payment per accident.

The limits are often expressed separated by slashes in the following form: “bodily injury per person”/”bodily injury per accident”/”property damage”.

Morris County Towns Served

1401 BOONTON TOWN Morris County
1402 BOONTON TWP Morris County
1403 BUTLER BORO Morris County
1404 CHATHAM BORO Morris County
1405 CHATHAM TWP Morris County
1406 CHESTER BORO Morris County
1407 CHESTER TWP Morris County
1408 DENVILLE TWP Morris County
1409 DOVER TOWN Morris County
1410 EAST HANOVER TWP Morris County
1411 FLORHAM PARK BORO Morris County
1412 HANOVER TWP Morris County
1413 HARDING TWP Morris County
1414 JEFFERSON TWP Morris County
1415 KINNELON BORO Morris County
1416 LINCOLN PARK BORO Morris County
1417 MADISON BORO Morris County
1418 MENDHAM BORO Morris County
1419 MENDHAM TWP Morris County
1420 MINE HILL TWP Morris County
1421 MONTVILLE TWP Morris County
1422 MORRIS TWP Morris County
1423 MORRIS PLAINS BORO Morris County
1424 MORRISTOWN TOWN Morris County
1425 MOUNTAIN LAKES BORO Morris County
1427 MOUNT OLIVE TWP Morris County
1428 NETCONG BORO Morris County
1429 PARSIPPANY TR HLS TWP Morris County
1430 LONG HILL TWP Morris County
1431 PEQUANNOCK TWP Morris County
1432 RANDOLPH TWP Morris County
1433 RIVERDALE BORO Morris County
1434 ROCKAWAY BORO Morris County
1435 ROCKAWAY TWP Morris County
1436 ROXBURY TWP Morris County
1438 WASHINGTON TWP Morris County
1439 WHARTON BORO Morris County

We offer Morris County New Venture Insurance for several different industries including start up trucking companies as well as the entire Transportation industry.