Ocean County NJCAIP Commercial Auto Insurance Producers

What does a Ocean County business owner do when they cannot find commercial auto insurance to insure the company vehicles? They turn to NJCAIP for coverage.

NJCAIP insures many different types of smaller commercially registered vehicles from one pickup truck to large fleets of delivery or courier vehicles to emergency/non emergency response vehicles.

NJCAIP insures emergency medical response fleets
NJCAIP insures Ocean County emergency medical response fleets
NJCAIP Commercial auto insurance plans for personal vehicle types from 1 vehicle to large fleets in Ocean County NJ.
NJCAIP insures personal vehicle types with commercial auto insurance.

NJCAIP insures straight trucks, box trucks, tow truck all the way up to large commercial trucking fleets.

NJCAIP insures big rig trucks from 1 to 1,000 in Ocean County NJ. NJ Fleet Insurance available.
NJCAIP Producers help compare big rig truck insurance programs and rates, get started.
Commercial auto insurance canceled? What is a business owner to do for insurance? Try getting some help and free quote from our NJCAIP certified producers and see if it works for your business.
Get a NJCAIP quote.

Why would my commercial auto insurance company cancel my policy?

Your insurer may choose not to renew your policy for a variety of reasons.
Do you have a bad driving record? Have you received a lot of speeding tickets? Have you ever been caught driving drunk? Not only are these scenarios considered unsafe and illegal, they are justifiable cause for your insurer to label you a bad risk and refuse to renew your policy. Some underwriters may feel compelled to cancel policies after only one accident. This does not apply to State High Risk Insurance Pool policies where your company has coverage at a cost that reflects the risk involved.
Light trucks are larger than mini trucks but smaller than medium trucks. In the US, they are defined as weighing between 00001–14000 lb (0001–6350 kg). There is no smaller classification.
Minivan
Sport utility vehicle
Canopy express
Pickup truck
Panel truck
Cab-forward
Tow truck (may also be a medium or heavy truck)
Panel van
Sedan delivery

Medium trucks are larger than light but smaller than heavy trucks. In the US, they are defined as weighing between 14001–26000 lb (6351–11793 kg). In North America, a medium-duty truck is larger than a heavy-duty pickup truck or full-size van.Some trucks listed as medium also are made in heavy versions.
Box truck
Van
Cutaway van chassis
Medium Duty Truck
Medium Standard Truck
Platform truck
Flatbed truck (may also be light duty trucks)
Firetruck (may also be a heavy truck)
Recreational Vehicle or Motorhome

Heavy trucks are heavier than medium trucks. They weigh between 26001 to over 33000 lb (11794 to over (14969 kg). There is no higher on-road classification.

Many heavy trucks listed are also made in medium duty versions:
Concrete transport truck (cement mixer)
Mobile crane
Dump truck
Garbage truck
Log carrier
Refrigerator truck
Tractor unit
Tank truck

Combined single limit

A combined single limit combines property damage liability coverage and bodily injury coverage under one single combined limit. For example, an insured driver with a combined single liability limit strikes another vehicle and injures the driver and the passenger. Payments for the damages to the other driver’s car, as well as payments for injury claims for the driver and passenger, would be paid out under this same coverage.

Split limits

A split limit liability coverage policy splits the coverage’s into property damage coverage and bodily injury coverage. In the example given above, payments for the other driver’s vehicle would be paid out under property damage coverage, and payments for the injuries would be paid out under bodily injury coverage.

Bodily injury liability coverage is also usually split into a maximum payment per person and a maximum payment per accident.

The limits are often expressed separated by slashes in the following form: “bodily injury per person”/”bodily injury per accident”/”property damage”.

Ocean County Towns Served
 
1501 BARNEGAT TWP Ocean County
1502 BARNEGAT LIGHT BORO Ocean County
1503 BAY HEAD BORO Ocean County
1504 BEACH HAVEN BORO Ocean County
1505 BEACHWOOD BORO Ocean County
1506 BERKELEY TWP Ocean County
1507 BRICK TWP Ocean County
1508 TOMS RIVER TWP Ocean County
1509 EAGLESWOOD TWP Ocean County
1510 HARVEY CEDARS BORO Ocean County
1511 ISLAND HEIGHTS BORO Ocean County
1512 JACKSON TWP Ocean County
1513 LACEY TWP Ocean County
1514 LAKEHURST BORO Ocean County
1515 LAKEWOOD TWP Ocean County
1516 LAVALLETTE BORO Ocean County
1517 LITTLE EGG HARBOR TWP Ocean County
1518 LONG BEACH TWP Ocean County
1519 MANCHESTER TWP Ocean County
1520 MANTOLOKING BORO Ocean County
1521 OCEAN TWP Ocean County
1522 OCEAN GATE BORO Ocean County
1523 PINE BEACH BORO Ocean County
1524 PLUMSTED TWP Ocean County
1525 POINT PLEASANT BORO Ocean County
1526 PT PLEASANT BEACH BORO Ocean County
1527 SEASIDE HEIGHTS BORO Ocean County
1528 SEASIDE PARK BORO Ocean County
1529 SHIP BOTTOM BORO Ocean County
1530 SOUTH TOMS RIVER BORO Ocean County
1531 STAFFORD TWP Ocean County
1532 SURF CITY BORO Ocean County
1533 TUCKERTON BORO Ocean County


We offer Ocean County New Venture Insurance for several different industries including start up trucking companies as well as the entire Transportation industry.